EFX Stock Recent News

Equifax has been an incredible growth story, operating in high-margin business. However, high-interest-sensitive business segments are slowing down. With a forward P/E of 31, EFX is not cheap. Premium is due to AI and cloud investments, but these investments are capital intensive, putting pressure on the bottom line. Stock price performance is frustrating. Equifax has been underperforming S&P500 on a 1-year basis, making no progress while having low volatility. Uncertainty could drag down a broader market together with EFX.

Investors interested in stocks from the Consulting Services sector have probably already heard of CRA International (CRAI) and Equifax (EFX). But which of these two companies is the best option for those looking for undervalued stocks?

Second Quarter 2025 Consumer Credit Trends Indicate Bank Card Delinquencies Continuing Downward Trend ATLANTA , July 30, 2025 /PRNewswire/ -- Equifax ® (NYSE: EFX) has released its Market Pulse Second Quarter U.S. Consumer Credit Trends , which includes U.S. national consumer credit data and trends through June 2025 sourced from Equifax data. According to Equifax, delinquency on total U.S. consumer debt was 1.5% in June, steady from 1.5% in May and April, marking a 0.2% increase from the end of the first quarter of 2025.

ATLANTA and LONDON , July 28, 2025 /PRNewswire/ --  Equifax ® (NYSE: EFX) a global data, analytics and technology company, and Qlarifi , the first real-time consumer credit database purpose built for Buy Now, Pay Later lending, are partnering to conduct a joint study on the impact of BNPL reporting on credit risk assessments and fraud prevention. According to a recent survey , more than 50% of U.S. consumers currently use BNPL for payment and 35% are planning on increasing their use in 2025.

Examine Equifax's (EFX) international revenue patterns and their implications on Wall Street's forecasts and the prospective trajectory of the stock.

Equifax Net Income Climbs, Tops Estimate

I maintain my Hold rating on Equifax due to limited near-term visibility despite strong 2Q25 results and compelling long-term cloud and data strategies. 2Q25 saw impressive broad-based growth, especially in US mortgage activity and product innovation, highlighting the benefits of Equifax's cloud transformation. Management's cautious tone, unchanged FY25 guidance, and a guide-down in EWS signal ongoing macro uncertainty and potential headwinds for the second half.

EFX posts strong second-quarter 2025 results, with earnings up 9.9% and revenues climbing 7.7%, prompting raised outlooks for the third quarter and 2025.

Equifax's latest results showed momentum in its non-mortgage businesses, including verification for consumer lending and the government sector.  Although results came in above expectations, the uncertainty of tariffs — and their impact on interest rates and hiring — have tempered top-line expectations.

Equifax Inc. (NYSE:EFX ) Q2 2025 Earnings Conference Call July 22, 2025 8:30 AM ET Company Participants John W. Gamble - Executive VP, CFO & COO Mark W.