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Fair Isaac (FICO 1.03%) the companymay not be a household name, but nearly everyone knows its core product: The FICO score. From credit scores to fraud detection, the company has developed one of the most robust and profitable business models in the financial technology sector.
Fair Isaac (FICO 1.03%) isn't a company that makes daily headlines, but its products quietly shape one of the most essential parts of the U.S. economy: credit. Best known for its FICO score, the company has built a reputation as the standard for consumer creditworthiness.
When most people think about Fair Isaac (FICO 0.86%), one phrase comes to mind: credit scores. For decades, the FICO Score has been the banking industry's chief tool for evaluating consumer creditworthiness in the U.S. That brand recognition is robust, but it also risks obscuring the bigger picture for investors, because while the credit scoring business remains a cash generator, the company's real growth engine today lies elsewhere -- in artificial intelligence–powered fraud detection and decision software.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Highlights: More than 56% of CAOs and CAIOs define Responsible AI standards as a leading contributor to increasing ROI, outpacing technologies like GenAI (40%). Over 75% of those surveyed believe collaboration between business and IT leaders and a shared AI platform could drive ROI gains of 50% or more. 95% of respondents report lack of alignment between AI initiatives and business goals. Global analytics software leader FICO today announced i.
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO): Global analytics software leader FICO announced its FICO® Educational Analytics Challenge is returning for a third year this Fall '25-Spring '26 school year to cultivate the next generation of data scientists from Historically Black Colleges and Universities (HBCUs) nationwide. The semester-long program will provide aspiring data scientists with a real-world problem to solve using data and AI. FICO's Chief Analytics Officer, Dr. Scott Zoldi, a.
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Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
According to a filing with the U.S. Securities and Exchange Commission, published August 13, 2025, YCG, LLC, an independently registered investment adviser, bought 4,992 additional shares of Fair Isaac (FICO -0.05%) during Q2 2025.
BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader FICO today announced that it has been named a category leader for enterprise fraud solutions for the fifth time in a row in Chartis' Enterprise and Payment Fraud Solutions 2025, Quadrant Update. FICO was listed as a category leader in three categories: enterprise fraud solutions, payment fraud solutions and fraud platforms. More information: https://www.fico.com/en/latest-thinking/analyst-report/chartis-vendor-spotlight-enterpris.
Fair Isaac remains the backbone of U.S. consumer credit scoring with a 90% share in lending decisions and a near-exclusive status in mortgage securitizations despite recent FHFA changes. Investor fears over VantageScore adoption are overstated; while cheaper upfront, its lack of history leads to higher spreads and total funding costs. Q3 2025 results underline the strength of the Scores business, with revenues up +34% y/y driven by mortgage and auto loan originations.