FLG Stock Recent News

Flagstar Financial is undergoing major restructuring, including a merger with its bank subsidiary to streamline operations and regulatory oversight by Q4 2025. Recent capital raises and reductions in risky CRE exposure have improved capital ratios, but profitability remains elusive with negative ROA. Leadership changes and rebranding signal a strategic shift, aiming for a return to profitability by late 2025 despite recent losses and dividend cuts.

Flagstar Financial has struggled post-merger, with heavy NYC real estate exposure, losses, and a slashed dividend, but trades at a steep discount to book value. I remain bullish on FLG's turnaround, driven by restructuring, cost cuts, and a shift toward commercial and industrial lending to diversify risk. Risks remain high: execution must be flawless, CRE exposure is a concern, and 2025 will be tough, but management projects profitability by Q4 2025.

FLG posts a wider-than-expected Q2 loss as revenue, NII, and deposits fall sharply year over year.

HICKSVILLE, N.Y. , July 25, 2025 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) (the "Company") today announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on the Company's common stock.

Flagstar Financial, Inc. (NYSE:FLG ) Q2 2025 Earnings Conference Call July 25, 2025 8:00 AM ET Company Participants Bao Nguyen - Corporate Participant Senior EVP, General Counsel & Chief of Staff - Corporate Participant Joseph M. Otting - President, CEO & Executive Chairman Lee Matthew Smith - Senior Executive VP & CFO Conference Call Participants Bernard Von Gizycki - Deutsche Bank AG, Research Division Casey Haire - Autonomous Research Christopher Edward McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Christopher William Marinac - Janney Montgomery Scott LLC, Research Division David Charles Smith - Truist Securities, Inc., Research Division Ebrahim Huseini Poonawala - BofA Securities, Research Division Jared David Wesley Shaw - Barclays Bank PLC, Research Division Jon Glenn Arfstrom - RBC Capital Markets, Research Division Manan Gosalia - Morgan Stanley, Research Division Mark Thomas Fitzgibbon - Piper Sandler & Co., Research Division Matthew M.

Flagstar Financial (FLG) came out with a quarterly loss of $0.14 per share versus the Zacks Consensus Estimate of a loss of $0.12. This compares to a loss of $1.05 per share a year ago.

ANNOUNCES PLANS TO ELIMINATE BANK HOLDING COMPANY STRONG C&I MOMENTUM AS NEW LOAN ORIGINATIONS INCREASE 57% AND NEW COMMITMENTS RISE 80% ON A LINKED-QUARTER BASIS CRITICIZED & CLASSIFIED ASSETS DECLINE 9% FROM PRIOR QUARTER AND 15% OVER FIRST HALF OF YEAR CREDIT COSTS MODERATING AS PROVISION FOR CREDIT LOSSES DECLINED COMPARED TO FIRST QUARTER RECORD PAR PAYOFFS INCLUDING 45% IN SUBSTANDARD LOANS DRIVE CRE EXPOSURE LOWER DISCIPLINED EXPENSE MANAGEMENT PUSHES ADJUSTED OPERATING EXPENSES DOWN 5% COMPARED TO PRIOR QUARTER - ON TRACK TO MEET EXPENSE SAVE GOALS NET INTEREST MARGIN INCREASED COMPARED TO PRIOR QUARTER MAINTAINED STRONG CAPITAL AND LIQUIDITY POSITIONS Second Quarter 2025 Summary Asset Quality Loans and Deposits •          Non-accrual loans declined 4% compared to Q1'25 •          Criticized loans declined $2.2 billion or 15% since            December 31, 2024 •          Par pay-offs totaled $1.5 billion, up ~80%, with 45% of         ?

HICKSVILLE, N.Y. , July 24, 2025 /PRNewswire/ - Flagstar Financial, Inc. (NYSE: FLG) (the "Company") the holding company for Flagstar Bank, N.A.

Flagstar Financial (FLG) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Led by industry-specialized experts, the group delivers trusted advice and tailored solutions across 12 verticals—helping clients grow, access capital, and navigate what's ahead HICKSVILLE, N.Y. , July 9, 2025 /PRNewswire/ -- Flagstar Bank, N.A.