OPFI Stock Recent News

OPFI's rapid growth and strong AI-driven model face a second-quarter 2025 test, with earnings unlikely to surprise this time.

Both OppFi Inc. OPFI and Dave DAVE operate in the fintech space, addressing customer needs encircling digital lending. DAVE's primary service is to offer small, interest-free cash advances to users.

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans, will report financial results for its second quarter 2025 before the market open on Wednesday, August 6, 2025. Management will host a conference call on August 6, 2025, at 9:00 a.m. ET to discuss OppFi's financial results and business outlook. The conference call webcast will be avai.

OPFI's tech-driven lending model, strong liquidity, and loyal customer base support its long-term hold potential.

OPFI boosts margins and slashes charge-offs, but the Up-C structure drags net profit deep into the red.

OppFi's operational metrics are strong, with improved loan originations, lower charge-offs, and increased automation driving business efficiency. Revenue growth is sluggish but rebounding, while EPS and profitability have soared, due to better expense management and credit modeling. Full-year guidance is decent, with accelerating revenue growth and solid, though moderating, EPS gains expected for 2025.

OppFi's strong Q1 results, improved credit profile, and operational execution have driven a strong stock performance in recent months. Internal improvements—better credit scoring, higher yields, and lower net charge-offs—support ongoing profitability and competitive positioning in the subprime lending market. Guidance for revenue and EPS has been raised, with continued beat-and-raise quarters likely to drive further upside.

I'm bullish on OppFi, but with caution—regulatory risk and leverage are real, yet the turnaround and growth are hard to ignore. OppFi's record revenue, special dividend, and consistent earnings beats show management is executing, while shares trade at a reasonable 11x forward earnings. Regulatory headwinds, especially in California, and credit losses are key risks; this is not a 'set and forget' stock—active monitoring is essential.

Analysts are eyeing KARO, OPFI, QXO, and UFCS as rising stars amid market volatility and growing investor interest.

OPFI's customer-first model, AI-driven approvals and top satisfaction scores set it apart in alternative lending.