PGY Stock Recent News

Pagaya has soared 200% but remains undervalued, with strong Q2'25 results and a market cap just over $2 billion. The fintech is rapidly expanding its AI lending platform, signing major funding deals like Castlelake and moving into auto and POS loan originations. The stock trades at less than 10x 2026 EPS targets, though loan impairment charges are a risk to the investment story.

I rate Pagaya a systematic Buy, driven by its shift to GAAP profitability, scalable operating leverage, and a capital-light, diversified funding model. Pagaya's new AI-driven products and deeper partner integration position it as a growth engine, supporting durable margin expansion and recurring revenue. Risks include execution challenges in scaling new products, macroeconomic cyclicality, high valuation, and reliance on non-GAAP adjustments and key partners.

This week started on a high note for Pagaya Technologies (PGY -1.14%) stock, and as Friday loomed the shares still appeared to have momentum. Bolstered by a pair of analyst price target raises, the stock was up by almost 17% week to date before market open that day, according to data compiled by S&P Global Market Intelligence.

PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.

Here is how Northern Trust Corporation (NTRS) and Pagaya Technologies Ltd. (PGY) have performed compared to their sector so far this year.

Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.

Although the revenue and EPS for Pagaya Technologies Ltd. (PGY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.

Pagaya Technologies (PGY 19.58%), a fintech firm focused on AI-driven credit and asset origination, reported its second quarter earnings on August 7, 2025. The standout headline: Revenue (GAAP) reached $326 million in the second quarter, beating analyst estimates of $316.95 million.

Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $0.64 per share, missing the Zacks Consensus Estimate of $0.69 per share.

NEW YORK & TEL AVIV, Israel--(BUSINESS WIRE)--Pagaya Technologies Ltd. (NASDAQ: PGY) (“Pagaya”, the “Company” or “we”), a global technology company delivering artificial intelligence infrastructure for the financial ecosystem, today announced financial results for the second quarter and the first half of 2025. For additional information, view Pagaya's second quarter 2025 letter to shareholders here. Third Quarter 2025 Outlook   3Q25 Network Volume Expected to be between $2.75 billion and $2.95.