ROOT Stock Recent News

ROOT's investment income, fueled by fixed-income securities, bolsters earnings and underwriting strength amid shifting rate cycles.

Root is a leading player in embedded insurance, positioning itself for rapid growth as this segment expands to 20% of the auto market by 2030. Founder-led management with significant insider ownership signals strong alignment and undervaluation, with minimal insider selling observed. ROOT trades at a significant discount to both legacy insurers and peers like LMND, despite superior growth rates and a strong competitive moat.

ROOT shares are down 33% in three months, yet the insurer boasts strong profitability, tech-driven growth and analyst optimism.

ROOT's rising policies-in-force, tech-driven underwriting and strategic partnerships are fueling premium growth and market momentum.

Recognition Underscores Company's Remarkable Growth in Global Health and Wellness Market Recognition Underscores Company's Remarkable Growth in Global Health and Wellness Market

CRS, VIRT and ROOT have strong year-long momentum but recent pullbacks may offer a timely entry point for investors.

Root's revenue growth is strong, but rising operating expenses limit EPS growth and cloud the path to higher profitability. Despite a full year of profitable quarters and an improving balance sheet, near-term EPS is expected to decline due to ongoing investments and warrant expenses. The company's data-driven pricing and expanding dealer partnerships support long-term growth, but short-term earnings visibility remains limited.

Root, Inc. (NASDAQ:ROOT ) Q2 2025 Earnings Conference Call August 6, 2025 5:00 PM ET Company Participants Alexander Edward Timm - Co-Founder, CEO & Chairman Matthew Patrick LaMalva - Head of Investor Relations Megan Nicole Binkley - Chief Financial Officer Conference Call Participants Andrew Scott Kligerman - TD Cowen, Research Division Charlie Rodgers - Jefferies LLC, Research Division Hristian Getsov - Wells Fargo Securities, LLC, Research Division Thomas Patrick McJoynt-Griffith - Keefe, Bruyette, & Woods, Inc., Research Division Operator Ladies and gentlemen, greetings, and welcome to the Root Incorp. 2025 Second Quarter Earnings Conference Call.

Root (ROOT -2.38%), the technology-driven auto insurer, reported its financial results for the second quarter of fiscal 2025 on August 6, 2025. The report showed a clear return to profitability, as net income (GAAP) was $22.0 million compared to a loss of $7.8 million for Q2 2024.

Root, Inc. (ROOT) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.06 per share. This compares to a loss of $0.52 per share a year ago.