SYF Stock Recent News
SYF LATEST HEADLINES
To say that Synchrony Financial double-clicked on new partnerships and BNPL in its earnings call Tuesday (July 22) is an understatement. Because in fact, it triple-clicked.
Synchrony Financial (SYF 0.36%) reported Q2 2025 earnings on July 22nd, posting net earnings of $967 million ($2.50 per diluted share), return on average assets of 3.2%, and return on tangible common equity of 28.3% (non-GAAP).
New seamless integration includes Synchrony CareCredit financing options, innovations including Synchrony's CareCredit Status Tool and customer marketing materials STAMFORD, Conn. , July 23, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer finance company, today announced a strategic partnership with Dental Intelligence, a leading patient relationship management and analytics platform used by over 9,000 dental practices.
Synchrony Financial's Q2 results show stronger credit quality and growing interest income, supporting continued earnings strength despite flat loan growth. Strategic partnerships with Amazon, PayPal, and Walmart position Synchrony for future loan growth and technology expansion, enhancing long-term value. While the stock is no longer a deep bargain after a 38% rally, it remains attractively valued versus peers and history, justifying a Buy rating without urgency to build a full position.
Synchrony Financial (NYSE:SYF ) Q2 2025 Earnings Conference Call July 22, 2025 8:00 AM ET Company Participants Brian D. Doubles - President, CEO & Director Brian J.
SYF's Q2 EPS tops estimates by 45% as efficiency gains, margin improvement and lower credit losses fuel profits.
Synchrony Financial delivered a strong Q2, with EPS up 61% and credit costs sharply lower, easing fears of a consumer credit downturn. Loan balances and purchase volumes dipped, signaling more cautious consumer behavior, but credit metrics and delinquencies improved beyond expectations. Guidance now reflects flat loan growth and higher retail share agreement costs, offsetting much of the benefit from better credit performance.
The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Synchrony (SYF) came out with quarterly earnings of $2.5 per share, beating the Zacks Consensus Estimate of $1.72 per share. This compares to earnings of $1.55 per share a year ago.
Company also declares preferred stock dividends STAMFORD, Conn. , July 22, 2025 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced second quarter 2025 results for the period ending June 30, 2025.