XP Stock Recent News

I maintain my buy rating on XP Inc., as valuation remains attractive at about 10x earnings despite cyclical headwinds. Asset growth is robust at 17% YoY, but revenue growth is muted and margins contracted due to tough comps and macro challenges. XP is shifting to a more client-aligned, fee-based advisory model and continues to invest in technology and marketing for future growth.

XP Inc. posted record profits on 2Q25, showing its efficiency at work. Despite record net income and strong operational efficiency, the dramatic fall in net inflows raises concerns about the sustainability of XP's growth story. AUM continues to climb, showing that the platform remains scalable and can generate growth even when attracting new client funds is more challenging.

XP Inc. delivered solid Q2 results, with solid EPS growth, high ROE, and expansion in new product lines beyond its core business. Despite compelling valuation and fundamentals, XP faces structural risks from intensifying competition, market uncertainties, and disruptive fee-based advisory models. Key metrics like client asset growth and profitability are positive, but slowing client growth, declining net inflows, and falling service revenues raise concerns.

XP Inc. (NASDAQ:XP ) Q2 2025 Earnings Conference Call August 18, 2025 5:00 PM ET Company Participants Andre Parize - Chief Investor Relations Officer Thiago Maffra - Chief Executive Officer Victor Andreu Mansur Farinassi - Chief Financial Officer Conference Call Participants Eduardo Rosman - Banco BTG Pactual S.A., Research Division Marcelo Mizrahi - Banco Bradesco BBI S.A.

XP Inc.A (XP) came out with quarterly earnings of $0.43 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.39 per share a year ago.

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported today its financial results for the second quarter of 2025. Summary Operating Metrics (unaudited) 2Q25 2Q24 YoY 1Q25 QoQ Total Client Assets (in R$ bn) 1,372 1,204 14% 1,328 3% Total Net Inflow (in R$ bn) 10 32 -70% 24 -59% Annualized Retail Take Rate 1.25% 1.29% -4 bps 1.25% 0 bps Active Clients.

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both XP Inc.A (XP) and SoFi Technologies, Inc. (SOFI). But which of these two stocks presents investors with the better value opportunity right now?

HRTG, SSRM, XP, ESEA and COLB have been added to the Zacks Rank #1 (Strong Buy) List on August 12, 2025.

COLB, ESEA and XP made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 12, 2025.

XP Inc.A (XP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.