OPFI Stock Recent News

OPFI's soaring profits and lower risk make it the fintech stock to watch, while SOFI's growth is tempered by valuation concerns.

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) ("OppFi”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans, today announced the findings of its Spring 2025 Financial Health Survey. The survey, conducted semi-annually using the Financial Health Network's FinHealth Score® framework and grounded in OppFi's longstanding engagement with financially underserved consumers, provides a comprehensive snap.

Dive into cheap, tech-focused Zacks Rank #1 (Strong Buy) stocks trading for well under $20 a share that offer long-term upside in July and beyond.

SA Quant Top 10 portfolio outperformed consensus with 25% YTD return, driven by strong momentum and upward earnings revisions. Momentum and earnings revisions are the most critical quant factors, while valuation has less short- to medium-term impact on performance. Consensus price targets for the portfolio were upgraded by 33%, with six stocks seeing 50%+ upgrades, validating quant model effectiveness.

OppFi's Model 6 drove a 285% YoY surge in adjusted net income to $34 million in Q1-FY25. Loan originations rose 16% YoY to $189 million, while net charge-offs dropped from 48% to 35% of revenue. Average loan yield improved 6.3 points to 135.8%, boosting net revenue by 44% to $91 million in Q1-FY25.

OppFi slashes net charge-off rate to 35% in Q1, boosting profits and underscoring strength in risk modeling and loan recovery.

Mid-cap fintech stocks like BILL, FOUR, OPFI, ACIW and STNE are riding on strong growth trends, offering long-term portfolio upside.

The OPFI stock soars 348% in a year, backed by stronger credit quality, liquidity and a steep discount to peers.

OppFi's AI-driven, tech-enabled lending platform delivers strong growth, profitability, and operational leverage in the underserved non-prime consumer finance market. Q1 2025 results show record revenue, earnings, and improving credit quality, confirming the company's disciplined execution and scalable business model. Despite regulatory and macroeconomic risks, OPFI's efficient risk management and niche focus offer significant upside and potential undervaluation.

OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.