UPST Stock Recent News

Upstart Holdings, Inc. (NASDAQ:UPST ) Bank of America Global Technology Conference June 3, 2025 1:40 AM ET Company Participants Sanjay Datta - CFO Paul Gu - Chief Technology Officer Conference Call Participants Mihir Bhatia - Bank of America Mihir Bhatia [Call Started Abruptly] is the Upstart session. So welcome to the Upstart session.

Upstart delivered double-digit revenue growth and beat both top and bottom line estimates for Q1'25, driven by strong AI-powered credit platform performance. Key platform metrics like automations and EBITDA margins are improving, with personal loans seeing especially significant growth in originations. Upstart is set to achieve a GAAP profitability inflection point in FY 2025.

When investors think of AI stocks, Upstart (UPST 1.59%) may not be the first that comes to mind. However, the company has a strong claim to the title.

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SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference.

Investors can sometimes find worthwhile investment ideas if they look at the technological trends shaping the economy. One area that's getting a lot of attention is of course artificial intelligence (AI).

Upstart Holdings (UPST -1.48%) developed an artificial intelligence (AI) algorithm to originate loans on behalf of banks and financial institutions, and it appears to be far more effective at determining the creditworthiness of potential borrowers than traditional assessment methods.

Upstart Holdings is nearing break-even profitability, driven by surging personal loan originations and rapid sales growth fueled by AI adoption in banking. Easing inflation and the likelihood of lower interest rates provide a favorable macro backdrop, potentially boosting credit demand and Upstart's lending operations. The company's accelerating adjusted EBITDA and strong transaction volumes support a moderate valuation, with significant upside if profitability is reached in 2025.

The company leverages advanced AI to assess creditworthiness, similar to Upstart. Current macro uncertainty and declining consumer sentiment could threaten Pagaya's loan performance, funding costs, and overall business outlook. Recent earnings show a few credit-related losses and portfolio write-downs, highlighting the company's exposure to credit risk.

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.