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Upstart delivered a strong Q2, beating earnings and revenue estimates, driven by robust demand for personal loans and improved conversion rates. The Fintech achieved GAAP profitability in Q2'25, signaling an inflection point and validating its AI-driven lending platform's scalability. Upstart's shares dropped 19%, following the earnings report, highlighting an engagement opportunity for investors.
Upstart (UPST 0.45%) recently released its second-quarter earnings results and beat analyst expectations on the top and bottom lines. Not only that, Upstart posted a surprise profit, raised guidance, and virtually every growth metric in the report looks strong.
Upstart (UPST 0.45%) and SoFi Technologies (SOFI 1.98%) are both growing fintech companies. Upstart's online lending marketplace uses AI to crunch non-traditional data points to approve a wider range of loans than traditional credit-scoring services.
Artificial intelligence (AI) has been a major market driver for nearly three years already, but interest hasn't abated. AI is changing how people do nearly everything, speeding up processes and making many actions cheaper and easier.
It's growth time again in the stock market. The big tech companies have been reporting strong performance, and the financial stocks are telling a story of economic growth.
Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
UpstartĀ (UPST 5.41%) believes the traditional way banks assess the creditworthiness of potential borrowers is outdated. Financial institutions often rely on Fair Isaac's FICO credit scoring system, which analyzes a handful of metrics like a person's repayment history and existing debt, but Upstart asserts that it doesn't paint a detailed picture of someone's ability to pay back a loan.
CHESAPEAKE, Va. & SAN MATEO, Calif.--(BUSINESS WIRE)--ABNB Federal Credit Union Selects Upstart for Personal Loans.
Although many artificial intelligence (AI) stocks have performed well since "Liberation Day" on April 2, the rough start to the year has weighed on many of them. So severe was the drop in some stocks that many continue to lag the performance of the S&P 500 in 2025 despite dramatic recoveries.
SAN MATEO, Calif.--(BUSINESS WIRE)--Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032.