UPST Stock Recent News

For the better part of the last three decades, investors have consistently had a game-changing innovation to latch onto. Since late 2022, no trend has shone brighter on Wall Street than artificial intelligence (AI).

NEW YORK--(BUSINESS WIRE)--Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural “AI Day”.

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

SAN CARLOS, Calif., May 14, 2025 (GLOBE NEWSWIRE) -- When you're struggling with bad credit, it can feel like your financial options are extremely limited. The thought of applying for a loan can be intimidating, especially when so many lending institutions seem to turn you down because of your credit history. However, having a bad credit score doesn't mean you're out of options.

Which AI-powered fintech stock, Upstart Holdings or Affirm Holdings, offers the better investment opportunity at present? Let's find out.

The S&P 500 (^GSPC 0.58%) has tumbled 4% year to date as President Trump's unorthodox trade policies have sown economic uncertainty. Companies are still spending money on artificial intelligence, but certain Wall Street recommend selling Palantir Technologies (PLTR 8.01%) and Upstart Holdings (UPST 3.23%), as detailed below:

Investors came in to Upstart's (UPST 1.79%) first-quarter earnings report hoping the company would maintain its momentum from the end of last year. Its growth has accelerated thanks to a new artificial intelligence (AI) model, Model 18 or M18, that has significantly improved its conversion rate thanks to an even broader prediction set that includes approximately 1 million predictions per applicant, or six times its prior model. With those tailwinds behind it, Upstart's results in Q1 did not disappoint. Revenue jumped 67% to $213.4 million, which topped estimates at $201.3 million. Those results included 34% growth in revenue from fees to $185.5 million, and Upstart benefited from a decline in fair value adjustments on its loans, indicating better credit performance. Underlying growth in its business was especially impressive as loan originations rose 102% to 240,706 loans, and total originations jumped 89% to more than $2.1 billion. The conversion rate continued to improve, rising from

Artificial intelligence (AI) lending stock Upstart Holdings Inc (NASDAQ:UPST) was last seen down 11.9% at $45.27, brushing off upbeat first-quarter results as well as a strong full-year forecast, after the company's second-quarter outlook spooked investors.

Upstart Holdings, Inc. UPST shares are trading lower on Wednesday.

Here's our initial take on Upstart Holdings' (UPST -1.00%) first-quarter financial report.